Late Stage Capitalism
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I have had trial lawyers tell me that State Farm is a pain to deal with even when claims get serious enough to involve them.
I have been using Allstate for a long time, and to their credit they have been good about approving my claims and paying fair amounts.
In the 2010s I had a totaled car one year, then another year I had two homeowners claims: a moderate one to get new siding after damage from some insane winds, then a bigass claim that ended up replacing plumbing and flooring while we ran up months of hotel bills they paid.
I’m not going to delude myself into thinking they’re a good company or give a shit, but my personal experience has been consistently decent.