this post was submitted on 12 Dec 2023
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[–] [email protected] 43 points 1 year ago (29 children)

This reeks of bringing people to the well after it's already dried up. The established convenience of Apple Pay is unlikely to take much of a hit from would-be competitors.

I do hope, though, that it spurs Apple to innovate a bit more, particularly w.r.t loyalty and rewards schemes and the likes.

[–] [email protected] -2 points 1 year ago (26 children)

The established convenience of Apple Pay is unlikely to take much of a hit from would-be competitors.

Disagree. Apple Pay charges much higher rates than competing payment processors. It benefits everyone except Apple to make the change. It is equally convenient to use a different app w/ NFC.

[–] [email protected] 5 points 1 year ago (6 children)

Higher rates? Do customers pay more for using Apple Pay than any other solution where you are from?

I know shops pay a fee, but never heard it to be on the customer to pay.

[–] [email protected] 1 points 1 year ago (1 children)

Well but guess where the merchants get their money to pay for that expense. If it increases the business's cost, it ends up being paid by the final consumer.

[–] [email protected] 1 points 1 year ago

Apple Pay doesn’t increase the business’s cost.

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