this post was submitted on 31 May 2025
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Why are HOA so common? I only read about how annoying and sometimes borderline illegal they act
I think because for most Americans their home is their single largest asset - usually their only one with any resale value. So they jealousy guard against anything that might reduce the value, like a neighbor who does anything out of the blandest, most ordinary things.
... or a neighbor who does something that actually reduces resale value in the neighborhood.
I think we're agreeing. I mean, if your neighbor paints their mailbox with a rainbow then that's something that will make your house harder to sell.
Also houses with an HOA are worth less money.