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The cost of being: A high school teacher dreaming of life without checkout anxiety
(thespinoff.co.nz)
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I agree, the whole thing makes no sense.
Well yes but "being poor is expensive" and in my experience some low-income people try to cushion children from that by saving up so that there are always funds for things like emergency healthcare or even big ticket items like braces, rather than letting them do all the middle class stuff and have no safety net.
Edit, but thinking about it, that doesn't make any sense given her emergency fund thing (which as you say is weirdly low).
The Boots Theory of Economic Unfairness; it is a little limited, but quite cool.
I'm familiar with it; I think it's a really great illustration! I guess some of the low income parenting examples like boots would be things like dentistry.