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Online bank One Finance removed my account's password in favor of only phone/email OTP and a 4 digit pin (lemm.ee)

submitted 1 year ago by [email protected] to c/[email protected]

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How is this legal? This has to be the most insecure login method I’ve ever seen. They removed the password from my account without consent and have no way to go back to requiring a password. Literally all an attacker has to do it gain control of either my phone/email and brute force a 4 digit pin. I’m going to have to change banks because of this.

Oh also I posted this on the bad version of Lemmy and the mod tried to claim that this method of auth is actually more secure than a password, posted a Wikipedia article about passkeys, and then locked the post… In no reality is it at all possible that this is more secure than a password.

So stay away from One Finance if you value your money

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