Wikipedia

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A place to share interesting articles from Wikipedia.

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Lifestyle Creep (anyone know how to avoid this?) (en.m.wikipedia.org)

submitted 3 months ago by [email protected] to c/[email protected]

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[–] [email protected] 19 points 3 months ago (2 children)

Automatically transfer all excess funds into a separate account with penalties for withdrawal.

[–] [email protected] 5 points 3 months ago

Money sitting on a savings account loses value. Buy stocks, indexes or ETFs with the money instead. The penalty for getting the money back is capital gains tax.

[–] [email protected] 2 points 3 months ago

This is the correct way to do it.