PB just means Personal Best....
mannycalavera
joined 2 years ago
I'm so conflicted, this isn't what the guardian has told me.
Is this official? Not sure about this.
Yes quite right 👍 you are correct.
I am merely expressing the sentiment that has angered so many.
RedHat, the first billion dollar open source company gets bought by IBM and goes closed source.
If Keir Starmer ran at a pigeon, the pigeon wouldn't even flinch.
You have to convince Labour that this is a good idea. Because that's the limiting factor here. Conservatives aren't going to support this. Labour needs to get fully behind rejoin for this to happen.
They won't.
You then could vote Lib Dems into power to rejoin.
You won't.
AHH interesting that makes more sense then because we remortgaged before those changes in the rules.
As an example, a borrower taking out a two-year fixed-rate mortgage at 2.2% with a revert to rate of 4% would need to show they could afford the monthly repayments on a rate of 7%.
I mean... they ain't going to be coming off onto the 4% 🥲 but stress testing at 7% should still (for the time being) mean that everyone with a mortgage should have been aware of the risks and budgeted accordingly. No?
No-one wants to pay more of course.... I have sympathy for that. I just don't understand the shock that some people are claiming.
Same here. Although I distinctly remember my mortgage provider asking us if we were comfortable if the interest rate went up. Multiple times. I'm pretty sure they "stress tested" our mortgage payments assuming 9 - 10% interest. Of course we told them it would be hard, but still within our budgets then laughed and said it would never happen.
I've got sympathy for people in this situation for sure... but how have they managed their household budgets and savings such that this is a shock to them? Or have they over stretched themselves with their mortgage?
Neat! Quite literally based.