suburban_hillbilly

joined 10 months ago
[–] suburban_hillbilly@lemmy.ml 14 points 2 days ago (1 children)

Not only would they hit you for $30 a pop, they would reorder the charges to maximise the number of hits. If say, your paycheck cleared a day late, pushing it to Monday or something dumb like that —when the mortgage payment that came through Monday morning would get processed first, then the bar bill from Friday night and the gas up on Saturday afternoon would get rung in all before the late deposit so they could ding you 3 times instead of 1.

My personal favorite was M&T bank (you scumbag fucking pieces of shit) right out of college, when I was barely covering my expenses, decided that a check I wrote for student loans was going to drop my account too low (I would have had about $4 left in an account with no required minimum balance) so cancelled it without even talking to me.

They hit me with a cancelled check fee from the bank and from the servicer which they then deducted before crediting me the cancelled check to hit me with two overdrafts, which with the extra overdrafts caused a third due to reordering. Total was about $150 in fees for writing a check I HAD THE MONEY FOR . And then, to add insult to injury, lost me my on time payments interest rate deduction forever which probably cost me a few thousand dollars more over the decade or so it took me to pay the loans off.

[–] suburban_hillbilly@lemmy.ml 7 points 4 days ago (2 children)

'Please don't go looking for other chats.'

[–] suburban_hillbilly@lemmy.ml 27 points 6 days ago (6 children)

The law here actually extends to areas near international borders(up to 100 miles) and in principle includes any airport that receives international flights. So, basically everywhere. This occasionally comes up in real cases.

[–] suburban_hillbilly@lemmy.ml 3 points 6 days ago (1 children)

Depends where you are, some jurisdictions within the US will order you to produce a password in some circumstances and hold you in contempt until you do and that decision has been upheld by higher courts, notably the third circuit.

[–] suburban_hillbilly@lemmy.ml 10 points 6 days ago* (last edited 6 days ago) (8 children)

The law requires you to unlock it, but as far as I'm aware its legality has never faced a major challenge and there are some civil rights groups who are confident it won't survive one.

Truth be told though most phones don't have robust enough security to withstand even a short duration attack from the tools available to law enforcement.

[–] suburban_hillbilly@lemmy.ml 9 points 1 week ago (5 children)

Ah yes, the famously successful apple vision pro.

[–] suburban_hillbilly@lemmy.ml 8 points 1 week ago

Dude, no. The 90s were better than now because the ball was closer to the top of the hill and hadn't been rolling back down as long. The strong worker protections, economic regulations, and tax policy that built the middle class during the 50s and 60s started to be dismantled in the 70s because of compromising with economic extremists. They started blaming everything that made a strong middle class possible for high inflation and have been doing it for every economic woe since.

On the other end, the only reason many of those laws were able to be passed in the first place is because FDR and company dragged us there over the objections of the same group.

The best times this country has had economically were never because the neoliberals and their predecessors back through the robber barons were less extreme and more reasonable, but because we had politicians who were up to the task of kicking the shit out of them and overcoming their influence.

[–] suburban_hillbilly@lemmy.ml 22 points 1 week ago

Every time Republicans advance a plan that reduces to 'do nothing and the problem will solve itself' I hear FDR warning us again from beyond the grave

[–] suburban_hillbilly@lemmy.ml 4 points 1 week ago

It's both in terms of fault. California is a comparative fault state. So if the guy's injuries are worth 50 mil and he and Starbucks are each found equally at fault, them for giving overheated water and him for negligently handling a cup of potentially dangerously hot liquid then they're each responsible for half the 50 mil. Or 70:30. Or 100:0. Whatever the jury decides.

[–] suburban_hillbilly@lemmy.ml 7 points 2 weeks ago (1 children)

Everyone believes that they're the one who is willing to stand alone against evil, unfortunately the evidence is in and that just isn't how the overwhelming majority operate.

[–] suburban_hillbilly@lemmy.ml 9 points 2 weeks ago

This is a response to viral regressive propaganda from a couple years ago about primary students being allowed to 'identify' as animals as well as use litter boxes, etc in school classrooms that was pressed again during the recent US election season.

[–] suburban_hillbilly@lemmy.ml 140 points 2 weeks ago (33 children)

OK democratic leadership, you win; I'll quit voting for your party.

 

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