this post was submitted on 18 Mar 2025
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[–] [email protected] 62 points 1 month ago (17 children)

Non-millenial here, also watching my payments skyrocket by 440%. Can't get loans with my excellent credit score because my debt to income ratio is super high. At this point it would cost me less to tank my credit, go into default, and be garnished since my credit score is meaningless anyway.

[–] [email protected] 59 points 1 month ago (8 children)

299.56% for me.

And the kicker is that in the 10 years that I have paid, my principal balance has not decreased at all.

Oh, and the real treat? Since the Federal injunction, I can't recertify my repayment information, which means I lost all progress towards loan forgiveness.

I am fucking livid.

[–] [email protected] 2 points 1 month ago (1 children)

They will almost certainly change the rules once the injunction finalizes. Call your representative and tell them what’s going on.

[–] [email protected] 1 points 1 month ago

Good thought, and I absolutely have.

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