this post was submitted on 08 Jul 2024
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$23/hr x 40 hours = $920/wk
$920 x 52 weeks per year = $47,840 per year, gross.
government takes ~25% in taxes leaving you with net $35,880
rent is $850 x 12 months = $10,200
$35,880 - $10,200 = $25,680
student loans $1000/mo x 12 months = $12,000
$25,680 - $12,000 = $13,680
groceries $400 x 12 months = $4,800 $13,680 - $4,800 = $8,880 to spare.
Your annual budget has a surplus of $8,880
Divided over 12 months, you have an allowance of $740 per month.
Honestly you have it better than most people.
Furthermore you don't need $400 in food each month.
Food is stupid anyway; Most Americans are overweight, so you can probably get by on less.
If carbohydrates have not yet been made toxic to your biochemistry via your metabolism being turbofucked to hell by sugar and empty starch, you could pull the red beans and rice plus basic spice hack for staple nutrition. Literally just big fucking bags of dry brown rice and dried red beans.
I see dried red beans and dry brown rice coming in around $1 per lb, and that's DRIED remember - after you soak them and cook them you're getting multiple pounds of food per dollar. You could get your grocery budget down to $100 per month if this is your base-load calorie source per meal and you decide to spruce things up every so often with a dollar here and a dollar there.
Beans and rice are a cheap way to eat but people shouldn't have to live on that...especially with a college degree.
The list doesn't include utilities, phone, basic household supplies, nor any sort of healthcare/medicines (USA! USA!). You also didn't take out health insurance from the checks. A few years ago I was making about 55k and my biweekly checks were a lot closer to $1300 than $1840.
Yeah, the comment you're responding to is dumb. What about savings? Transportation? How are they supposed to afford cookware and other kitchen appliances since they have just graduated and probably have very few possessions? It's silly.
The student loans do seem high though!