Ask Lemmy

No debts, but I burned through all my work coping mechanisms on the way to paying them off, burned out badly and now I can barely look after myself, let alone do things for someone else.

Luckily, if you can call it luck, at least one of the benefits agencies of my country (can't really say government as they don't change much if at all when the government does) agrees with my self-assessment and is providing me a pittance to live on. If I still had a mortgage (or rent) though, I'd be f--ked. Then again maybe I'd qualify for some other kind of assistance. I don't exactly want to have to find out.

One of the other agencies largely implied that all I needed was a nagging wife and I'd be A-OK. Yeah, no, that's not how mental illness works. Pretty sure at least one of us would end up in the ground. Probably just me, because I don't think I could bring myself to harm anyone else.

But, to drag this back on topic, I have some funds put by for emergencies, which might cover me a couple of times. After that, well, I try not to think about it.

It is crazy given my healthcare costs are 2k. I pretty much have a monthly nut of 6k and my wife and I do not live a lavish lifestyle oh and I won't be able to work much more before I will have to figure out retirement. I will be in ruin if I can't produce thousands a month.

I have 1k euro left. No job, 35 years old. I wanna kill myself sometimes.

I get job contracts for a few months at a time. Sometimes there are months when I'm unemployed, and those are hard on my savings. I used to do just fine, but this year has been very difficult and my normal savings are pretty much gone. (I still got some in funds/investments though.) So basically, I had a buffer but I had to use it, and now I have nothing. I guess it's because of the rise in prices? I don't "waste" money on frivolous things like I might have in the past, but it's only getting more and more difficult. Add to this student loans. I wouldn't have €1000 to spare for an unexpected expense. I am really angry at society, to be honest. If the job market wasn't so ass, I wouldn't have to deal with these short contracts.

Started paying off debt, saving, and investing consistently over 25 years ago. It has really worked out, and my wife and I are more financially secure than most. Even still, we're one health crisis away from potential bankruptcy, because we live in the United States.

we're fiiinnneeeee. could be better

Barely surviving, but not from everyday expenses. Got two kids in college and this year FAFSA decided not to give any help to anyone so all expenses are on me.

Average at best.

every time I read one of those statistics, I feel the same way.

I'm doing very well relative to that statistic.

I live fairly simply, but I don't consider myself particularly frugal.

I like traveling, learning, eating, watching and reading stuff, and making things, which are all pretty cheap interests.

If I were to credit anything with my financial success, it would be a practiced awareness of financial opportunity and persistently learning about and attempting every viable opportunity I'm interested in to gain a practical knowledge of cost-benefit streams.

I've tried many ways to make money and work less, and some of them worked out.

I'm traveling this year, so I save most of my income, and with the IRS' FEIE I don't pay income tax(up to 120k).

I have a few investments and some ten thousands accruing interest.

i don't have immediate plans, but I want to buy some land at some point, basically so I have more area to build stuff and make stuff, sign up for cryonics and get a new electric bike or the Aptera if it every goes into production.

c'mon aptera.

I'm tied down by one financial anchor and have opted to add two more smaller ones on top of that for giggles. I live very comfortably paycheck to paycheck, if I need to save for anything I can fairly easily put away around 3k a month. I can afford a random 1k expense without issue, currently anything above 2k would be a bit tougher, but still manageable.