this post was submitted on 13 Jul 2025
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Frugal

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In 2017 my employer gave me £1150 to buy my own iPhone X for work. I knew I would not be working there forever and decided to start saving £10 per month in monthly saver accounts, 2 years later I left the company and they didn’t want the phone back as it was too old. Yay!

I continued saving every month in accounts ranging from ~4-8% interest and my most recent monthly saver just matured and my fund has reached £1121.64

I’ve also been really savvy with my mobile plans over the last 5 years, my current monthly charge is £6 but has been as low as £3, and has absolutely been less than £5 on average. So my mobile phone costs have been on average £15pm.

The iPhoneX is not getting software/security updates anymore, but there is nothing really worth having in this years upgrade:

  • 120hz vs. 120hz with ProMotion
  • MagSafe - meh!
  • 12MP vs. 48MP camera with better low light
  • 4G vs. 5G - but HD video streaming works perfectly on 4G.

Do I keep saving and ignore the upgrade again? Or am I silly for running a phone with no security updates because I’m not that interested in a better camera?

Either way I thought my little-by-little saving to get something nice and a little extravagant was worth sharing. The number of people with £50-£60 phone contracts is crazy.

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[–] [email protected] 3 points 8 hours ago (1 children)

Idk the myth of Apple being a luxury brand. It’s true like 7 years ago, but all flagship devices from major brands cost 1k if not more.

Buying the latest tech and using it for a long time is the most frugal thing ever. Buying outdated tech just means it gets outdated sooner.

OP, why not wait till Apple releases their new model in this fall and compare it to other brands to see which one you like :3

[–] [email protected] 1 points 8 hours ago (2 children)

Thank you! This was my thought exactly, I’m skimming MacRumors for the details of the 17 to see if I should start another fixed saver or buy one in September.

I really want to have as little impact on the world as I can and keeping a phone for a long time is frugal and planet friendly. My current one does need rebooting about once a week now or it loses network connection. But that’s only 52 reboots a year :)

I think I’m just going to start a new saver anyway, the chances of anything truly worthwhile is very slim.

[–] [email protected] 2 points 5 hours ago (1 children)

My personal take is to go for last year's high-end hardware. Of course with modern tech, you lose one year of software updates/support, but often at 30-50% off compared to the latest generation.

With an expected usable lifespan of 5-7 years, this is a good deal.

[–] [email protected] 1 points 4 hours ago

I did plan on that last year but the 15 only dropped by about 10% (£100), so less than the value of one year of improvement for an 8 year lifespan device. I will keep an eye on this again as sometimes places like Costco have silly offers to clear stock.

[–] [email protected] 2 points 6 hours ago (1 children)

You could probably automate that reboot using the Shortcuts app. I have my router at home reboot once a week for a similar reason and set it up on a schedule to reboot at 3 AM every Monday morning because I should never be up that late on my phone.

Automating would help so you don’t forget and doing during your sleep so you don’t notice the interruption. Only downside would be that you’d have to enter your PIN each morning instead of using FaceID, but not that big of a deal.

[–] [email protected] 2 points 4 hours ago

Ooh - I’m going to look into that! Thanks

[–] [email protected] 8 points 11 hours ago (1 children)

I think buying an iPhone isn't being frugal. Instead, you're just being a good saver which in many ways is more important than being frugal.

Some people love technology and having the latest gadget brings them joy. You don't sound like that type of person.

There are tons of Android devices out there with much better bang for the buck.

[–] [email protected] 1 points 8 hours ago (1 children)

It’s one of those situations where if I jump to another ecosystem it will be a hassle, and ideally I would ideally avoid Google, maybe a Graphene or Fairphone but they are still Android forks.

I may end up having to replace a phone half the price after 4-5 years, rather than 8-10 years.

It’s not really possible to know what phone will last longer, but the higher end phones tend to have the latest tech, and will last longer, even if it’s just a couple of years.

[–] [email protected] 1 points 1 hour ago

ideally I would ideally avoid Google, maybe a Graphene or Fairphone but they are still Android forks.

You fear android, so you'll stick to apple? Mate, please consider what you're saying and, more importantly, where that comes from.

[–] [email protected] 6 points 12 hours ago (1 children)

"frugal flagship model of luxury brand"

[–] [email protected] 3 points 12 hours ago* (last edited 12 hours ago)

I did hesitate to post this here, as I’m always frugal, but this is something I have in my hand/pocket all day. Buying a cheap phone is sometimes (but not always) a false economy. I don’t know anyone who spends less than £15pm on their mobile plan and phone.