this post was submitted on 16 Feb 2024
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Showerthoughts

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A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted clever little truths, hidden in daily life.

Here are some examples to inspire your own showerthoughts:

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How do I sell my rights to social security benefits? How can I buy someone else's?

The business could be marketed as a "Social Security Advance" and charge a percentage.

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[–] [email protected] 35 points 1 year ago (3 children)

commoditization of a safety net negates its purpose. its gross to even consider privatizing.

its bad enough insurance company profits exist only when human beings suffer. can we stop with the profiteering maybe a little?

[–] [email protected] 3 points 1 year ago

Oh like you don't want people to just go to hell? XD

[–] [email protected] 2 points 1 year ago (1 children)

I like your message, but insurance companies actually profit when everything is going great. Insurance companies would like nothing more than for everyone to be perfect, and never need to file a claim.

[–] [email protected] 2 points 1 year ago

any for profit insurance only makes money by denying claims. they cant possibly cover all claims. its an inherent property of insurance and why its more like gambling than anything. the profit piece just means more money is siphoned away from the distributed responsibility.

with health insurance that claim is a human suffering

[–] [email protected] 1 points 1 year ago

I'll give you $6,666.66 today if you sign right here.

[–] [email protected] 11 points 1 year ago

Become a sovereign citizen (or at least play one for your marketing material) and through the power of belief in bullshit, you can sell courses on trading social security benefits to credulous morons.

[–] [email protected] 9 points 1 year ago (1 children)

This sounds like a scummy version of reverse mortgages. Which is saying something

[–] [email protected] 1 points 1 year ago

you'll see YouTube ads for this soon

[–] [email protected] 4 points 1 year ago

You can get married and die first, after charging your spouse an appropriate amount based on the anticipated payout minus future discounting. Or die second, having made that kind of payout.

The important thing is to negotiate hard with medical histories and historic rates of pay being brought as evidence. You’ll probably want to get lawyers involved.

[–] [email protected] 3 points 1 year ago

You are welcome to do the normal thing of getting a loan and using benefits to pay for it, which is basically what you are trying to to do but there are 2 separate institutions. One to track the payments to you and the other to track the payments to your loan.

If you want to buy someone's benefits, give an advanced loan or have them put the benefit payments into an escrow account that will pay out to you. You are trying to short circuit the system and there is no need or reason to. What you want to do is already available but it's using different financial instruments.

[–] [email protected] 3 points 1 year ago

When you take out a credit card aren’t you getting an advance on the ability to pay it back?