FYI!!! In case you start getting re-directed to porn sites.

Maybe the admin got hacked?

edit: lemmy.blahaj.zone has also been hacked.

cross-posted from: https://lemmy.ml/post/1161162

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Glossary

This is a growing list of commonly used terms in our community. Please suggest more terms not listed here!

Boglehead = A follower of John C. Bogle's financial philosophies and investing strategies.

COL = Cost of Living

LCOL/MCOL/HCOL/VHCOL = Low/Med/High/VeryHigh Cost of Living

DCA = Dollar Cost Averaging; the strategy of investing money into the market over many regular intervals of time (as opposed to lump sum investing).

DINK = Double Income No Kids

FI = Financial Independence; the ability to live off savings and pay living expenses without needing to be employed.

FIRE = Financial Independence & Retire Early

Coast FIRE = having enough money already invested so that it is not necessary to invest more to achieve FI at the desired retirement age.

Barista FIRE = having enough money to retire at the desired retirement age and also getting a part-time job for additional income and health insurance.

Lean FIRE = achieving FIRE without having much safety nets for luxuries/children/major health costs during retirement, usually only spending on necessities such as housing, food, and transportation.

Fat FIRE = achieving FIRE with the ability to cover unexpected expenses during retirement while living in equal or greater lifestyle as before retirement.

HENRY = High Earner, Not Rich Yet

HYSA = High Yield Savings Account

NW = Net Worth

PITI = Principal + Interest + Taxes + Insurance

PMI = Private Mortgage Insurance

SWR = Safe Withdrawal Rate

My city is full of these Cloverleaf interchanges where cars exiting the freeway are merging into high speed traffic.

So I get to pedal down this road and get sandwiched between buses/trucks on the left and merging cars on the right. Legitimately the worst part of my commute where I might actually die. Fun!

Hi all, I wanted to create this community for those interested in the FIRE movement to share their experiences.

A few years ago, I started tracking my net worth and increasing my savings to hopefully even have a chance to retire, and now want to push further to achieving financial independence and MAYBE HOPEFULLY retire a few years earlier as well.

Anyone else in a similar situation? How has the journey been for you so far?

This seems like a no brainer for creating cities for any other country that is not the US, but I hope CS2 has vanilla mixed zoning buildings. Really want to create some nice cities from my home country without modding the game to death!

A general guide to your personal finance.