Yes, despite the irrational phobia amongst the Lemmings, AI is massively useful across a wide range of examples like you've just given as it reduces barriers to building something.
As a CS grad, the problem isn't it replacing all programmers, at least not immediately. It's that a senior software engineer can manage a bunch of AI agents, meaning there's less demand for developers overall.
Same way tools like Wix, Facebook, etc came in and killed the need for a bunch of web developers that operated in the range for small businesses.
Been a few months since I used co-pilot, but they use a model that's worse than GPT-4/4o which is a big step down from the reasoning models.
Try out Cline, aider, or one of the tools devs actually use with the latest models from Anthropic/Google/OpenAI.
https://aider.chat/docs/leaderboards/
Didn't look through all the issues but there were things like
Been out less than a week, let's see how it's doing in a year.