capnminus

joined 2 years ago
[–] [email protected] 5 points 2 weeks ago

this is a certified good post

[–] [email protected] 23 points 2 months ago

finally? who was asking for it

[–] [email protected] 1 points 2 months ago (1 children)

No one has increased their wealth because of savings account percentages.

Agreed, but we're talking about having emergency funds that requires high liquidity, and putting them in HYSA, not your typical 0.5% bank savins account. You really wouldn't want to tie your emergency funds to the stock market as the market is volatile in the short term, and you pose a real risk of needing to withdraw funds during a downturn.

If that's where the majority of your funds are located, you're wasting the money's potential.

We're just talking about emergency funds, not an entire portfolio.

Agreed with the rest of your points, though not sure where they come from.

[–] [email protected] 4 points 2 months ago (3 children)

that's what high yield savings accounts are for

[–] [email protected] 27 points 5 months ago (1 children)

At first, I thought it was the onion because, what the fuck

[–] [email protected] 4 points 6 months ago* (last edited 6 months ago)
Connections
Puzzle #496
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🟨🟦🟦🟦
🟨🟦🟦🟨
🟦🟦🟦🟦
🟨🟨🟨🟨
[–] [email protected] 19 points 8 months ago (1 children)

"chess champion" makes it sound like she's a GM or somrthing. She doesn't have any FIDE titles.

[–] [email protected] 13 points 10 months ago
[–] [email protected] 27 points 11 months ago

later, virgins

[–] [email protected] 6 points 11 months ago (1 children)

350°C has been my sweet spot with my hakko soldering station

[–] [email protected] 10 points 11 months ago

Add generous amount of flux and fresh solder to it

[–] [email protected] 2 points 11 months ago

It means you've grown as a person!

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