I'm confused as to why T-Mobile is on that list but neither AT&T nor Verizon are.
dan
joined 2 years ago
A lot of restaurants add on an extra fee if you pay by card
In the US, this is pretty recent... It's only been allowed since last year. Previously, MasterCard and Visa's merchant agreements both said that merchants must not charge a fee for paying by card, and the store could have their MC/Visa agreement terminated if they were caught charging fees. Some stores got around this by offering a cash discount rather than charging a fee for cards. There was a big lawsuit and the rules got changed as a result.
In Australia, there's a lot of rules around card fees/surcharges. I linked to an article in my previous comment. The business can't charge more than it costs them to process card payments, and they're only allowed to list it as a separate fee if they have a fee-free way of paying (like with cash). If they only take card, they need to include the card fee in the advertised prices.
This is one of the reasons merchant fees are so high in the USA.
In Australia, merchant fees for a medium-sized business are an average of 0.75 to 1.5% for credit cards and 0.25% to 1% for debit cards, according to the Reserve Bank of Australia (https://www.accc.gov.au/consumers/pricing/card-surcharges).
In the USA they're often over double that. Some payment processors charge 3% or more for credit card processing.
Who actually cares about this, though?
I'd love to see an integration with PhotoStructure in addition to Immich.
If this was done in the USA, a lot of airlines would struggle or even collapse if they couldn't figure out how to adapt.
The four biggest airlines in the US (United, Delta, American and Southwest) all lose money on flights. The way they make a profit is through their co-branded credit cards. The banks pay the airlines to purchase miles from them to use as points, and one of the primary ways the bank makes the money to do that is from interest payments.
I'm not saying that interest rates shouldn't be limited, just that there'd be some major impact since a lot of the financial industry is funded by interest payments.
Their products are still solid. Any brand can have issues with their batteries (other companies use the same cells), and I don't see a reason to avoid their non-battery products like cables and chargers.
I've got a PowerCore 20000k (20Ah). I wonder why the 10Ah version is "fire-prone" but the 20Ah version isn't.
Transfers are usually pretty quick these days. Sometimes I transfer money from Schwab to Fidelity at night, and it's already available the next morning.
In the USA, a lot of the larger banks and brokerages (and maybe credit unions?) internally use systems like FedNow or RTP, which allow for instant transfers to other banks. It can take a little while if they do extra security checks though.
Some people aren't good with money management and may forget to transfer money across, especially for scheduled things (bill payments, rent, etc)
Small banks are good too. I used to use a fantastic local one called First Republic where every customer had a banker they could call or email if needed. First Republic were acquired by Chase, who wanted some huge amount of money in the account (something like $200k) to get a similar level of service through Chase Private Client. I closed the account.
I have a 10Gbps internet connection. On a system with a 10Gbps Ethernet card, I can get ~8Gbps down and ~6Gbps up:
I'd expect this to easily max out a 2.5Gbps network connection. However, while the upload is maxed (or close to it), I can only ever get ~1.0 to 1.5Gbps down:
Both tests were performed on the same system. The only difference is that the first one uses a TRENDnet 10Gbps PCIe network card (which uses an Aquantia AQC107 chipset) whereas the second one uses the onboard NIC on my motherboard (Intel I225-V chipset).
This is consistent across two devices that have 10Gbps ports and two devices that have 2.5Gbps ports.
I'm using an AdTran 622v ONT provided by my internet provider, a TP-Link ER8411 router, and a MikroTik CRS312-4C+8XG-RM switch. I'm using CAT6 cabling, except for the connection between the router and the switch which uses an SFP+ DAC cable.
I haven't been able to figure it out. The 'slower' speeds are still great, I just don't understand why it can't achieve more than 1.5Gbps down over a 2.5Gbps network connection.
Any ideas?
I couldn't find a "Home Networking" community, so this seemed like the best place to post :)
My house has this small closet in the hallway and thought it'd make a perfect place to put networking equipment. I got an electrician to install power outlets in it, ran some CAT6 myself (through the wall, down into the crawlspace, to several rooms), and now I finally have a proper networking setup that isn't just cables running across the floor.
The rack is a basic StarTech two-post rack (https://www.amazon.com/gp/product/B001U14MO8/) and the shelving unit is an AmazonBasics one that ended up perfectly fitting the space (https://www.amazon.com/gp/product/B09W2X5Y8F/).
In the rack, from top to bottom (prices in US dollars):
- TP-Link ER8411 10Gbps router. My main complaint about it is that the eight 'RJ45' ports are all Gigabit, and there's only two 10Gbps ports (one SFP+ for WAN, and one SFP+ for LAN). It can definitely reach 10Gbps NAT throughput though. $350
- Wiitek SFP+ to RJ45 module for connecting Sonic's ONT (which only has an RJ45 port), and 10Gtek SFP+ DAC cable to connect router to switch.
- MikroTik CRS312-4C+8XG-RM managed switch (runs RouterOS). 12 x 10Gbps ports. I bought it online from Europe, so it ended up being ~$520 all-in, including shipping.
- Cable Matters 24-port keystone patch panel.
- TP-Link TL-SG1218MPE 16-port Gigabit PoE switch. 250 W PoE power budget. Used for security cameras - three cameras installed so far.
- Tripp Lite 14 outlet PDU.
Other stuff:
- AdTran 622v ONT provided by my internet provider (Sonic), mounted to the wall.
- HP ProDesk 600 G5 SFF PC with Core i5-9500. Using it for a home server running Home Assistant, Blue Iris, Node-RED, Zigbee2MQTT, and a few other things. Bought it off eBay for $200.
- Sonoff Zigbee dongle plugged in to the front USB port
- (next to the PC) Raspberry Pi 4B with SATA SSD plugged in to it. Not doing anything at the moment, as I migrated everything to the PC.
- (not pictured) Wireless access point is just a basic Netgear one I bought from Costco a few years ago. It's sitting on the top shelf. I'm going to replace it with a TP-Link Omada ceiling-mounted one once their wifi 7 access points have been released.
Speed test: https://www.speedtest.net/my-result/d/3740ce8b-bba5-486f-9aad-beb187bd1cdc
Edit: Sorry, I don't know why the image is rotated :/ The file looks fine on my computer.
view more: next ›
I'm surprised that two hotels in the same area are allowed to have essentially the same name.