this post was submitted on 19 Jan 2025
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[–] baines@lemmy.cafe 4 points 2 months ago (1 children)
[–] Shiggles@sh.itjust.works 12 points 2 months ago (1 children)

Definitely some form of financial illiteracy which is certainly unfortunate but not to the detriment of all 401ks

[–] baines@lemmy.cafe 6 points 2 months ago* (last edited 2 months ago) (1 children)

it kinda is in that 401ks should not allow that pro job / anti worker bullshit

it’s crazy how we as a society allow all that obvious gatcha type rules just to help rich fucks get richer

[–] Shiggles@sh.itjust.works 8 points 2 months ago (1 children)

Sure, but be mad at vestment, not all 401ks have that.

[–] baines@lemmy.cafe 3 points 2 months ago (1 children)

oh for sure I agree with you and it is likely his own fault but I do sympathize with his frustration

[–] TachyonTele@lemm.ee 1 points 2 months ago (2 children)

How is adding money every paycheck to an account with the promise of it being there later my fault?

[–] GrimHawke@lemmy.world 2 points 2 months ago (1 children)

Shit, you probably don't believe in direct deposit either.

[–] TachyonTele@lemm.ee 4 points 2 months ago

That response doesn't make any sense.

[–] baines@lemmy.cafe 1 points 2 months ago

depends on what part you are upset with

stock selection, interest, market fluctuation, vestment dates or withdrawal age

you’re being so purposely obtuse no one has any idea what you are complaining over