First off, having that much money in and of itself is going to generate fuckloads of money.

How? Money doesn't magically just appear. That money comes from somewhere. Every dollar Wayne receives is profit, profit that could go instead to lowering costs for Wayne Enterprises customers. Given that Wayne Enterprises is a huge conglomerate that seems to have its fingers in everything, he's probably literally taking money from the pockets of Gotham residents and putting it into his own bank account.

I am utterly incapable of seeing how someone helping others to make themselves better is actually a bad thing overall.

Because he's doing small individual things for individual people when he's simultaneously making the world a worse place by vacuuming up absurd amounts of profit from all the Wayne Enterprises customers.

It's like a chemical company that's poisoning a river, sickening millions, while simultaneously offering a scholarship to one kid, and getting all the good press that scholarship can offer.

His character builds Orphanages and community centers because he is rich.

Yes, individual orphanages, costing what, a few million to build? Meanwhile, Wayne Enterprises is generating massive profits that bring in billions of dollars. His vast enterprise is probably creating the orphans in the first place.

He's just taking advantage of a world that's fucked and using the fucked things for good.

He's certainly taking advantage of the world, and yeah, he does some individual small-scale good, but it doesn't outweigh the large scale evil that Wayne Enterprises does.

By being rich, he just becomes more rich because that is how the world works.

It doesn't just work like that. Getting richer is a decision. Instead of taking massive profits from his worldwide enterprises, he could reduce prices and run his companies at break even. But, he prefers to get insanely rich off the backs of all the Wayne Enterprises customers.

Unless you give away literally every dollar, you're going to make money just by being rich. It's stupid but that's how it works.

No it isn't, getting rich is a decision. Especially true when you're the poweful head of a company where it would be the simplest possible thing to just lower prices.

The problem isn't Bruce Wayne, the problem is the system.

And Wayne loves the system because it allows him to get fabulously wealthy while pretending that he's doing good.

Batman has openly said on multiple occasions that he doesn't want to be rich

Gee, if only there were a way to not be rich. I guess a genius like Bruce Wayne can't figure out how to not be rich, so it's not possible, so he's cursed to just be fabulously rich.

Seriously. I want you to actually name me a legitimate option of what he could do

• Lower the costs charged by Wayne Enterprises so that it is no longer generating any profit
• Donate Wayne Enterprises stock to charities, not just pay a tiny fraction of his overall wealth to make an orphanage or something. Actually give them stock in his company so that instead of him getting rich, the orphanage gets rich.
• Spend his insane wealth buying up every news source around and having them relentlessly push a progressive agenda, demanding massive wealth taxes on the ultra rich, etc.
• Donate all of his Wayne Enterprises stock to endowments that fund research institution
• Instead of partying with the other ultra rich, call them out, spend all his money exposing them and destroying them if they refuse to reform
• Find the Bernie Sanders of Gotham and campaign with him relentlessly, not just hosting an occasional charity dinner, but appearing with him in every public speaking opportunity, using himself as an example of how rich people get every break imaginable.
• Instead of his R&D divisions producing IP owned by Wayne Enterprises, open it up and release everything created into the public domain.

Basically, the only reason he's rich is that he chooses to have Wayne Enterprises make a profit. There are a lot of ways that he could either choose to not have Wayne Enterprises make a profit, or could choose to give away all his Wayne Enterprises stock.