640
🤯 Life Hack Alert
(quokk.au)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 26 Jul 2025
640 points (100.0% liked)
Microblog Memes
8699 readers
12 users here now
A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.
Created as an evolution of White People Twitter and other tweet-capture subreddits.
Rules:
- Please put at least one word relevant to the post in the post title.
- Be nice.
- No advertising, brand promotion or guerilla marketing.
- Posters are encouraged to link to the toot or tweet etc in the description of posts.
Related communities:
founded 2 years ago
MODERATORS
By this logic, why not buy 200,000 tomato plants with the million dollars?
$50 in a few decades will be worth very little compared to now because of inflation. Take the lump sum and invest more on the early side. That's how smart people successfully implement compounding.
Edit:
Also, that $6,250 times 52 weeks in a year is not $46M; it's $325k. Not to mention that the $6,250 takes a year from initial investment, so it takes 2 years to hit that $325k. And that's revenue, not profit. And it assumes dependable harvest. It's a joke shit post that I'm taking way too seriously, right?
100%
Also, you'd need to live for over 380 years for those $50 weekly payouts to add up to a million dollars.
This was spectacularly bad advice in every aspect.
Because that's a lot of planting. Gonna throw my back out at that rate.
Glad I'm not the only one, because that's exactly where I'm at. The premises almost relies on consistent yield and unconstrained growth, which nature very much does not like. Plus it doesn't consider the opportunity cost of having to sink your time into becoming a literal farmer (nor any other recurring costs to maintain and harvest your plants).
In this case, the upfront cash is hands down the way to go. You don't even have to do any complicated investing, just huck the mill in a jumbo CD and take the monthly payout. Going off my local credit unions (about 3.75% in dividends for a 5 year term), at $37,500 per year it probably wouldn't be enough to quit your job, but you'd be doing an order of magnitude better than $50 per week. If you're really looking to grow it, you could just dump the lump sum in the S&P 500 (up 95.3% from 5 years ago). (Assuming no taxes and that the dollar still has any value in the next 5 years).