this post was submitted on 28 Jul 2024
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I don't understand this meme. If you have an hmo you're supposed to have a primary care doctor/physician. If you have ppo then sure, it would make no sense to have a primary care since its not required to see a specialist. But if you have insurance and your not well off then it a pcp isnt an issue or you have an hmo.
"but since in the US you have to have insurance".
Ohhhh i didnt know it was mandatory! That must mean everyone in the US can afford insurance. We did it patrick.
When the aca was passed, insurance was mandatory. Sorry i forgot that the gop tax bill in 2017 repealed the individual mandate penalty. Some states still do have a penalty for being uninsured.
The penalty wasnโt close to making it mandatory. It was still cheaper for people to pay $900 out of their tax refund than to buy โaffordableโ $300-600/month insurance with a $2-8K deductible. Lots of people opted for the penalty.
Whooosh
A lot of people never go to the doctor outside of emergency/urgent care settings.
I can't speak for others but for me I don't have a general practitioner because I will never go to any doctor if I don't have to. I just simply can't afford it or am absolutely terrified to find out how much the time bomb of a mystery the medical bill will be. I've never even looked because I already know I can't afford to see a doctor for pretty much anything. It sucks
Only 12% of insured people have an HMO.
https://www.forbes.com/advisor/health-insurance/health-insurance-statistics-and-facts/#sources_section