this post was submitted on 21 Mar 2025
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First time home buyers will not be charged GST (5%) when buying a home, as long as the place they're buying costs less than $1M. This means that people buying a home for the first time will save up to $50k on their purchase.

Edit: Note, GST is mostly only charged when buying newly built homes, so this won't have any effect for people buying used homes.

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[–] [email protected] 29 points 1 day ago (38 children)

Same shit different PM.

These people don't have the fucking cojones to do the right thing and just make foreign ownership of residential homes illegal. And make it illegal to have investment vehicles based on residential properties like ETFs. And straight up make it illegal for a publicly traded company to own residential property. And limit ownership of residential properties per person. And ban AirBnB and the like.

But nooooo. Just make it even cheaper for the already wealthy people to buy even more peppery.

[–] [email protected] 7 points 1 day ago (17 children)

I generally agree with you, but there's some complexity.

Change all those things too quickly and housing plummets in value. That's great for buyers, but bad for sellers. Some old people have most of their life savings wrapped up in their houses, and some are even using reverse mortgages to make ends meet.

At the least though, they should tax those things, and ramp up the taxes so they're really painful. If an ultra-rich foreigner wants to own a house in Canada and is willing to pay huge taxes for that privilege, maybe that's OK because those taxes can be spent on housing solutions for everyone else.

[–] [email protected] 1 points 1 day ago (2 children)

That’s why you begin by taking advantage of the incoming boomer drop off. They’re gonna start dropping fast. Unfortunately, that’s what most of the wealthy and powerful want to take advantage of too.

[–] [email protected] 3 points 1 day ago

As long as our population is growing, the death of boomers isn't going to make a difference.

[–] [email protected] 1 points 1 day ago (1 children)

I don't know if the baby boomers dying is going to be a big sudden event. If you look at the population pyramid, many boomers are already gone. The rest are going to trickle out over several decades.

[–] [email protected] 6 points 1 day ago (1 children)

Boomers are ‘46-‘64, the oldest boomers are just now turning 80.

[–] [email protected] 1 points 1 day ago

Right, and a lot of boomers never made it to 80. If you look at that population pyramid, the deaths really start once people hit 60, which was 2 decades ago for the first people in the baby boom generation. It looks like roughly 1/3 of the oldest boomers are already gone. The youngest boomers are 60, so about 1/3 of them will die in the next 20 years or so.

It's not going to be a big, sudden event.

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