Lemmy.ca does about 2tb a week in traffic, 1tb of which is absorbed by Cloudflare caching images / static resources. We do have the server / network capacity to serve directly, but at the cost of reduced performance and higher latency for users. Our server is in Vancouver, if you're in Montreal you could expect images to load slower for you since they'd no longer be cached locally once one user viewed it. Another advantage is that if we ever do get DDOS'ed, it becomes possible to manage and deal with in a reasonable amount of time + energy.
I'm open to discussing dropping them, but we don't pay them anything as we're just on a free plan. We're just costing them a little money, we don't even register our domains through them.