awesome, that will go nicely with my 6-month financing for last week's Papa Joe's pizza
this post was submitted on 13 Jan 2025
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A Boring Dystopia
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Considering i don't plan on retiring, this is fine -- i will leave as much debt as possible in my wake when i move onto the great gig in the sky π
Except for the fact that you'll eventually have everything you own taken away AND be put in jail.
Debtors prison called debtor's prison might be illegal, but tons of de facto debtors prisons that de jure go by other names are becoming the standard way for US local and state governments to punish people for existing while poor.
I don't have, and won't have children.
When I get into my older years, I'm just gonna grab a couple thoussnd loans, and be done with life. Fuck it. I'm gonna spend my elderly years lonely, high off my ass, and giving the middle finger to society.
I figure I'll go to base ball games, and start drinking lemonaide with tea in it. And also take some drugs.
Look man. Don't even get me started about the damn 2020 rules that have stuck around.
I don't understand why they felt the NEED to play baseball during a global health pandemic, but if we're starting out already establishing the fact that they had to play baseball in that....THEN I say the 2020 rule changes made sense. For 2020.
But now??? Fuck the pitching clock. Fuck the extra innings man on second! I do NOT want my game sped up. I do not want a faster game. I want to sit in the sun, and enjoy a slow breezy summer day, in my happy place watching baseball. Look, I'll be 85. And now you're telling me my damn baseball ticket which cost me $30,000 because of inflation by 2067, now means I only get 2 hours of baseball??? Hell, thats hardly even enough time to find my seat! You know I don't walk so fast. I don't mean because I'll be 85. I'm 41 now, and I didn't walk so fast 20 years ago.
But now you tell me, after 85 years on this planet. Living through 9/11, a global pandemic, 6 terms of a trump presidency, global warming making winter in the north 115F degrees, and after all that bullshit, you wanna make my baseball shorter??? Oooooooh, and you wonder why us old timers are cranky! Boy let me tell you when I was a young spruce, I'd have pounded 15 shots of whiskey, drank about 24 beers, and then proceeded to mop the floor with you! Well lucky for you, I've only had 10 shots of whiskey, and 15 beers, but I also took some other extra ciricular activities, and now I'm not sure if you're a person, or if I'm talking to a lamp post again!
I'm gonna be a grumpy old man, who yells at the youth for not understanding things they weren't alive to experience.
It's gonna be great!
I like the pitching clock. I don't expect to be able to afford to go to baseball games in my old age. And drugs will be sketchier because of all the other prescription medications I'll likely be on.
By next week you should be able to roll that over and get a second mortgage secured against the first pizza for a new pizza.
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I wish Reddit wouldn't disable comments under ad-posts. Such a shitty website and so happy I left it for Lemmy.
Same thing with YouTube. I wish I could vent to the people responsible for putting rubbish in front of me. They deserve to hear my opinion as much as they think they have the right to serve me that ad.
They know exactly what they're doing and they absolutely don't give a flying fuck about what you or I think of it.
Youβve discovered the reason why comments are disabled π
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I think ads on the internet should only be allowed if they allow comments, with extremely limited moderation capabilities so that they can't just delete all the comments they don't like.
Just imagine the quality control we'd get on products. If people commented how your product fell apart after 6 months on all your ads you better bet things would get redesigned.
Of course, this is exactly why we can't have those.
There's so many ads now! It's crazy
I barely go on X anymore, but I did the other day and saw a community note on an Ad and it virtually said it was a scam. I actually lolβd out loud.
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I wish Reddit wouldn't
Sponsored Lemmy Comment: Hungry for a can of beans? Sign up now and get $100 of debt in minutes!
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I'm immediately wary of anything involving credit that I didn't seriously consider or plan for. I can't imagine going into debt because I'd rather drink coffee at Starbucks than at home.
I'm the same way and I just had to sign up for a credit card specifically for vet bills because my dog needs emergency surgery. The vet told me the specific card isn't super predatory or whatever, but I didn't really have any time to think things over. I just want my dog better, and I know that I can't afford it on my own rn.
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Now you too can easily make a ten dollar coffee cost twenty!
Wow a 100% interest rate? What a bargain!
I thought I was being advertised to on Lemmy despite my various ad blockers and was furious for about 10 seconds lmao
Glad I'm not the only one getting mad when I see/hear an add now π
drained my bank account, maxed my credit cards, but credit genie was there to help me take on more short term debt.
Is that woman crying?
Yeah. Probably, she read the terms and conditions.
Rookie mistake. If you wouldnβt read a companyβs legal teamsβ diaries, you shouldnβt read their T&C (same thing)
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So now they're getting free organic marketing by being a shitty ad? Reacting the brand would be better.
This is monstrous...
Why? She needed a latte, and because she suffers from poor choices, she can now get a $8 latte that will cost $219 to pay back!
Gotta keep the wage slaves in debt so there's no upward mobility.
So glad I donβt use Reddit
I had to take out a loan to replace my water heater. The only reason I can afford the payment is because I just paid off my car. I need to keep that old car running but I already have car repairs piling up that I can't afford.
Weβll have you ever considered that youβre to blame? Youβre posting on lemmy, probably from an iPhone! you could have spent that .75sec working instead of eating your avocado toast! You probably have a refrigerator too! AND a microwave! How poor can you be if you have a car and a fridge and a microwave!
(This idiotic argument was quoted from multiple, actually real sources, sadly).
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"Oh, he he, I'm so giggly. Getting coffee today is just sending me"
phew crisis averted
Seeing Amazon offering a 3 month payment plan for 25 bucks cat hair removers yesterday blew my mind.
Did... did they just reinvent credit cards from first principles? Just without the card?
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u/CreditgenieApp Promoted
Ewwww! So glad I had somewhere else to go after dumping that place!
I wonder how they interact with regulations of the payday loan industry.
If anyone is curious this is the process
- Be fucked
- Payday loan
- Payday
- 600% are you fucking kidding me?
- What's the minimum?
- I'll pay this the rest of my life I guess
- Be fucked by high interest loan
- Beg for money from family, friends, co-workers
- Thank God now I'm back to zero
- Still exactly as fucked as before
The Old Poor standard method
- Be Fucked
- Beg for money from family, friends, co-workers, new GF, new GF's roommate, A dog owner you met at a dog park, Mormon missionaries, your landlord, your landlords ugly kid, your cousin, total strangers after you pretend you have the same name as them and act just JAZZED about it, anyone you suspect is sexually attracted to you, your nanna's bridge group, other poor people, the homeless, people who speak the same language you do and are having a celebration at a public park after you convince them your ''John's Kid'' or ''Tia Marta's thursday church preacher'' literally anyone.
- Somehow still exactly as fucked as before but now you feel HELLA GUILT, because Tia Marta made you go to church on thursday and the preacher is very convincing. But at least you can't be LEGALLY obligated to pay a loan shark money, and you saved a lot of time.
I don't have a single friend who takes loans for anything except morgage, wedding or an affordable car. I haven't met anyone who has said taking a loan and having a credit score is anything but bad.
I haven't met anyone who has said taking a loan and having a credit score is anything but bad.
Wut. How old are you?
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